General liability
Treatment, completed operations, customer property and contract requirements.
Texas pest-control insurance
Coverage for Texas pest-control companies.
Licensed-agent guidance for general liability, commercial auto, inspection E&O, workers’ compensation, property and umbrella coverage.
Build the program around your licensed services.
Tell us whether your company performs general pest control, termite treatment, Texas Official Wood Destroying Insect Reports (WDIRs), fumigation, wildlife control, lawn spraying or other specialty work. We will discuss available coverage based on the services disclosed, carrier eligibility and Texas requirements.
Visit Texas Department of Agriculture — Structural Pest Control ServiceState regulator
Texas Department of Agriculture — Structural Pest Control Service
Use the official agency for current licensing, forms, renewals and compliance information.
Texas WDIR and insurance timing deserve attention.
TDA’s Structural Pest Control Service regulates professionals applying pesticides in and around structures. TDA states that the Texas Official WDIR is a prescribed form and that current insurance must be received by the license expiration date to avoid a business-license lapse.
Liberty Union is also identified by TDA among SPCS insurance agents. We make certificate and renewal timing a visible part of the service conversation.
Coverage to consider
Inspection E&O
Professional exposure related to Texas Official Wood Destroying Insect Reports (WDIRs).
Commercial auto
Service vehicles, drivers, hired/non-owned auto and physical damage.
Workers’ compensation
Employee protection coordinated with Texas law.
Property and equipment
Buildings, tools, inventory and business income.
Umbrella and excess
Higher limits for severe liability losses.
Talk with a specialist
Tell us how your pest-control company operates.
We’ll help identify the coverage questions that deserve attention.