Report work
Identify the forms issued, who relies on them and the inspector’s license or certification.
Main specialty
Inspection E&O for WDI and WDO reports.
When your company issues a wood-destroying insect or organism report, the allegation may be about professional judgment—not merely physical treatment work.
Why general liability may not be enough
A purchaser, seller, lender or property owner may allege that an inspector failed to identify visible evidence, reported the wrong conditions, or prepared an incomplete report. Those allegations can involve professional-services exclusions in standard liability policies.
We discuss inspection E&O as a separate, essential coverage question for every company that performs these reports.
Quote-form question
Do you perform WDI, WDO or wood-infestation reports?
The new quote process asks this directly so inspection exposure is not buried in a general description of pest-control services.
Terminology and requirements vary by state.
Texas uses its prescribed WDIR. Arizona refers to WDIIRs and has specific financial-security language. Other states use their own reports, forms and licensing rules. We match the conversation to the state and service performed.
Treatment work
Distinguish inspection allegations from negligent treatment or warranty obligations.
Policy wording
Confirm applicable endorsements, limits, deductibles, exclusions and reporting requirements.
Talk with a specialist
Tell us how your pest-control company operates.
We’ll help identify the coverage questions that deserve attention.