Vehicle collision
A technician is hurt while traveling between service calls.
Employee protection
Technicians face more than one kind of workplace injury.
Driving, ladders, crawlspaces, attics, lifting, heat, animals and chemical handling can all lead to serious employee injuries.
What workers’ compensation may provide
Subject to state law and policy terms, workers’ compensation can provide medical care, wage replacement and rehabilitation following covered work-related injuries. It can also provide employer-liability protection for certain lawsuits.
Rules vary significantly by state. Texas differs from most states because many private employers may choose whether to subscribe, but nonsubscription can create substantial exposure and reporting obligations.
Texas employers
“Not required” does not mean “no risk.”
A serious or fatal injury can threaten the business. We explain traditional workers’ compensation and the consequences that should be considered before operating without it.
Common pest-control injury scenarios
Fall or lifting injury
An employee falls from a ladder or strains their back moving equipment.
Exposure or bite
A chemical incident, animal bite or insect reaction requires medical treatment.
Talk with a specialist
Tell us how your pest-control company operates.
We’ll help identify the coverage questions that deserve attention.