Coverage form
Definitions, exclusions and endorsements may matter more than the headline limit.
Pest-control coverage
General liability that understands the jobsite.
Your technicians work inside homes, businesses, schools, kitchens, warehouses and other sensitive environments. The policy must reflect that reality.
What can create a liability claim?
- Alleged pesticide or herbicide misapplication
- Damage to flooring, furnishings or other customer property
- A customer or visitor injured around your work area
- Alleged damage discovered after treatment is complete
- Contractual and additional-insured requirements
- Fire, water or other accidental property damage during operations
Ask before binding
Does the proposed form address your actual services?
Coverage for pollution, fumigation, care/custody/control, professional services, inspection work and other pest-specific exposures may depend on endorsements or specialized forms.
Details worth comparing
Completed operations
Claims may arise after the technician leaves and the treatment is complete.
Contract requirements
Additional insured, waiver, primary/noncontributory and per-project wording may be required.
Talk with a specialist
Tell us how your pest-control company operates.
We’ll help identify the coverage questions that deserve attention.