Chemical exposures
A chemical loss may not behave like an ordinary liability claim.
Application, storage, transportation and fumigation can create pollution exposures that require specialized policy language.
Questions the application should answer
- Which pesticides, herbicides or fumigants are used?
- Where and how are chemicals stored?
- Are bulk tanks or mixing operations involved?
- Do technicians transport chemicals between jobs?
- Is structural, commodity or container fumigation performed?
- What training, notification and emergency procedures are used?
Coverage varies
Jobsite pollution, transit pollution and fumigation are distinct questions.
Do not assume one endorsement addresses every chemical exposure. Proposed wording and sublimits should be reviewed for the disclosed operation.
Risk control matters to underwriting.
Written handling procedures, driver training, secure storage, spill response, documentation and regulatory compliance can affect both eligibility and loss prevention.
Talk with a specialist
Tell us how your pest-control company operates.
We’ll help identify the coverage questions that deserve attention.