Buildings and offices
Owned buildings, tenant improvements, furniture, computers and records.
Business property
A liability policy does not replace damaged tools, office equipment or lost income after a covered property loss.
Owned buildings, tenant improvements, furniture, computers and records.
Sprayers, foggers, thermal equipment, ladders and tools that travel with technicians.
Materials stored at the office, warehouse or inside service vehicles, subject to policy terms.
Income and continuing expenses during restoration after a covered shutdown.
Mechanical or electrical breakdown may require coverage beyond ordinary property causes of loss.
Customer records, scheduling, payments and connected systems create separate cyber exposures.
Talk with a specialist
We’ll help identify the coverage questions that deserve attention.