Pest-control insurance specialists

Specialized operations

Termite treatment creates long-tail exposure.

Damage may be discovered months or years after service, making operations, completed-work and professional-liability wording especially important.

Tell us how the work is performed.

  • Pre-construction soil treatment
  • Post-construction liquid treatment
  • Baiting and monitoring systems
  • Wood treatment or preservation
  • Retreatment agreements or warranties
  • Termite inspections and reports
  • Subcontracted treatment or inspection work

Important distinction

Treatment coverage and inspection E&O are not interchangeable.

A negligent-treatment allegation and an allegedly inaccurate inspection report can trigger different policy provisions. Companies doing both need both exposures reviewed.

No universal “included” promise.

The current website uses broad included-coverage language. The replacement site accurately explains that eligibility and coverage depend on the carrier, policy form, endorsements, limits, deductible, licensing and disclosed operations.

Talk with a specialist

Tell us how your pest-control company operates.

We’ll help identify the coverage questions that deserve attention.